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Payment Policy

CATBA OUTDOORS SERVICE AND TOURISM JOINT STOCK COMPANY has prepared this payment policy to ensure that transactions between customers and the enterprise are carried out conveniently, transparently, safely and in accordance with current law.

Applicable persons

This payment policy applies to all customers using the services provided on the website catbaoutdoors.vn, including but not limited to tours, outdoor experience services, accommodation services, transport and other travel services provided by CATBA OUTDOORS.

Payment methods

Customers may choose one or more of the following payment methods:

Payment account information will be provided by CATBA OUTDOORS directly to the customer at the time of service confirmation.

Payment procedure

Step 1: The customer selects a service and sends a registration request through the website, phone, email or the official contact channels of CATBA OUTDOORS.

Step 2: CATBA OUTDOORS receives the information, checks its ability to provide the service and sends a confirmation to the customer.

Step 3: The customer makes the payment according to the instructions provided.

Step 4: After receiving the payment or the deposit as agreed, CATBA OUTDOORS will confirm the successful transaction and proceed to provide the service according to the committed content.

Deposit policy

For some tours or services that require advance reservation, customers may be asked to pay a deposit.

The specific deposit amount will be notified at the time of service confirmation depending on the type of service, departure time, number of guests and related conditions.

The remaining amount needs to be paid by the deadline notified by CATBA OUTDOORS before the service is provided or before the departure date.

Payment confirmation

After completing the payment, customers need to provide transaction information or payment documents (if any) for CATBA OUTDOORS to reconcile and confirm.

A service booking is considered complete when:

Refund policy

Refunds (if arising) will be made in accordance with the Service Cancellation and Refund Policy published on the website.

The refund time depends on the original payment method, the processing procedures of the bank or payment intermediary, and related regulations.

The refunded amount will be sent to the same account or payment method that the customer used, unless otherwise agreed by the parties.

Payment information security

CATBA OUTDOORS undertakes to implement the necessary measures to keep customers' payment information secure.

We do not store payment card information, bank passwords or financial security information beyond the scope necessary to process transactions.

Customers are responsible for keeping their own account information, passwords and payment data secure when making online transactions.

Handling of unsuccessful transactions

Where a payment transaction is unsuccessful due to a technical error, a bank system error, incorrect payment information or other objective causes, CATBA OUTDOORS will coordinate with the customer to check and handle the matter as soon as possible.

If the money has been deducted from the customer's account but CATBA OUTDOORS has not yet received the payment, the customer needs to provide the transaction documents in order to be supported with verification.

Rights and responsibilities of customers

Customers are responsible for:

Customers are responsible for all transactions carried out under the information and payment methods they have provided.

Current payment methods, fees and timelines

Accepted payment methods

Card via VTC Pay (online gateway)

Visa, MasterCard and JCB, plus domestic Napas cards, QR-code and e-wallet payments, routed through VTC Pay. Your booking is locked in the moment the gateway returns a success code. A VAT invoice is issued for card payments.

Fee: International cards (Visa, MasterCard, JCB): 3.9% gateway fee, added by VTC Pay and shown on its checkout page before you pay. Don't agree? Message or email us with your booking reference and we'll help.

Cash or card terminal at our office — on request

Cash (VND) or a card on the office terminal (Visa, MasterCard, JCB) at No. 184 1/4 Street, Cat Hai. Not offered at online checkout: send us a request first so a team member is at the office to receive you, and the booking is confirmed once the payment is received.

Fee: No surcharge from Cat Ba Outdoors for cash. Any card-terminal fee charged by the acquiring bank is confirmed with you before you pay.

Card gateway fee and surcharges

Following changes from our payment gateway, we're sorry to let you know that card payments through the international gateway (Visa, MasterCard, JCB via VTC Pay) now carry a 3.9% gateway fee. It is added on the VTC Pay checkout page, which shows the final amount before you pay.You can accept the fee — or, if you don't agree, message us on WhatsApp (+44) 7450 136010 or email unique.catbaoutdoors@gmail.com and we'll help. Please include your booking reference in your message or email.Cash or the office card terminal is available on request; any acquiring-bank fee on the terminal is confirmed with you before you pay.

Full payment timeline (no deposit)

Cat Ba Outdoors operates a 100% full payment booking model — we do not take partial deposits or split balances. The full amount is due at the moment of confirmation and the booking only becomes binding once the full payment has been received. Failure to complete the payment within the time stated on your booking quote will result in the slot being released to other guests. If you cancel after payment, the cancellation tiers in the Terms & Policy section above govern the refund.

Confirmation flow

1. You send a booking request (web form, email, WhatsApp, or Zalo).2. We reply within 12 hours with availability, the total amount, and payment instructions.3. You complete the 100% full payment using one of the methods above (we do not accept partial deposits).4. Once payment clears, we issue a written booking confirmation, voucher, and issue electronic invoices at the legally required time. Not replying to the confirmation does not cancel a paid and confirmed booking.

Refunds and settlement

We acknowledge a refund request within 12 hours and aim to assess it within 48 hours, or 7 working days for complex cases with progress updates. We initiate an eligible refund within 5 working days after establishing the right and amount; any shorter mandatory legal deadline takes priority. An undisputed amount is not held indefinitely pending supplier recovery or another disputed amount. Refunds use the original payment method where possible, or another method agreed with you. Initiating a refund is distinct from the bank or payment provider crediting your account; we provide the transaction reference and follow up on delays.

Currency and exchange

We quote and invoice in VND. Card payments are settled in VND by the gateway; where you pay from an account in another currency, the conversion is handled by your bank, card issuer or transfer service and is outside our control.